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خلفية صفراء ونص أسود
خلفية سوداء ونص أصفر
Monday, November 12, 2018

Job Title:Credit Officer

Department:Branches Department

Sector:Operations

Line Manager:Branch Manager

Job’s Compensations and Benefits system:

  • 13th Basic salary / annum. (salary identified according to efficiency)
  • Variable monthly incentives.
  • 1st class health insurance for the employee and dependents.
  • Social security.

Working Days/Hours:

  • Saturday to Thursday.
  • 08:00 AM until 04:00 PM

Work environment and circumstances:

  • Field & Office work
  • The job requires direct dealing with different segments of clients.

Job Objective:

To market the Bank's services and products, provide services to existing and new clients and meet their expectations, maximize the bank’s client database by attracting new clients, all within the bank’s approved policies and procedures.

Job Duties:

  • Receive clients, identify their needs of the bank’s products and services and work to meet their needs.
  • Prepare the loan application and make recommendations in line with the approved policies and procedures and authorization matrix.
  • Prepare a schedule of a periodical field visits to the clients in order to explain credit policy, investigate client residence, & evaluate clients repay capability.
  • Handle active/potential clients’ telephone and direct enquiries with regards to their loans, and work to set the best available solution to their needs.
  • Follows up the clients for monthly installments collection.
  • Prepares periodic reports (field visits, credit portfolio performance) and deliver them to the direct supervisor on a timely manner.

Job requirements:

  • Diploma in one of administrative sciences disciplines as a minimum.
  • Fresh graduates can apply.
  • Candidate shall be knowledgeable of the bank and its products & services.
  • Candidate shall has moderate computer skills and ability to deal with the applied systems.
  • Organization and planning skills.
  • Complaints and problem solving skills.
  • High verbal communication skills
Apply