إمكانية وصول الأشخاص ذوي الإعاقة
The National Microfinance Bank aspires to serve more clients and reach new segments out of a belief in economically empowering the youth and financing their income generating activities to improve living circumstances for theindividual
consequently positively affecting the community. In light of this the Scooter product was designed for the purchase of a Scooter as a way to benefit from the new delivery hype whether by the individual or business
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Target Audience |
Clients interested in purchasing a Scooter |
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Loan Size |
1000-3000 JD |
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Product Description |
Scooter (B) |
Scooter (C) |
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Loan Max. |
1000-2000JD |
2001-3000JD |
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Loan Length |
30 months |
36 months |
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Increment of Payment |
Monthly |
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Product pricing |
20% annually 1.66% per month |
19% annually 1.583% per month |
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Debt Burden Ratio |
55% calculated by dividing all repayments by net income |
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Grace Period |
None |
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Loan disbursal |
By cheque from the national microfinance bank to the dealer in Jordan according to a price quotation |
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Penalties |
Reaching 0.003% daily of the amount of repayment and/or repayments due for everyday of delay with a min. 1JD daily for everyday of delay on an installment or a portion of an installment due |
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Disbursal Fees |
None |
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Payment Methods |
Mobile app. |
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e-fawateercom |
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In cash at designated banks (Housing bank and Kuwaiti Bank) |
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National Microfinance Bank Branches |
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Wire transfer, If a deduction authorization is available. |
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approval |
Within the applicable lending principles and rules, in addition to loan instructions, in addition to credit inquiries through the available systems |
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Warranties |
Listed Below: |
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1001-2000JD |
2001-3000JD |
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