Watani Loan

Finance for home business startups or active business improvements and active home business with or without registration as well as for health, home improvements and purchases in the case of debt resolution also lastly for reasons not mentioned that the bank approves of.

The national microfinance bank is known for easy and fast procedures making it possible to get a loan within days and the size of the loan is suitable for business needs while repayment length and amount is based on the ability to pay.

 

 

Loan size

 Repayment Period

Watani (A)

400-599JD

16 months

Watani (B)

600-1000JD

22 months

 

Loan Description

Traditional

Loan Size

400-1000 JD

Grace Period

None unless requested by client for the first monthly repayment to be deducted from cheque amount according to grace period calculation

No. of days (since cheque issuance until grace period)/360*Loan Amount*Interest Rate

Details of commissions, fees, and penalties

Click here  to view the details

 

Pricing

1.75 monthly

21% annually

Payment Methods

Cash at designated branches or national microfinance company branches or mobile app. or e-fawateercom or by cheque or wire transfer

Warranties

Listed below:

400-699JD

700-1000JD

Personal guarantor, regardless of kinship, without proof of income for the new and returning customer.

The husband's sponsorship is accepted provided that he is a government employee and is subject to the approval of the credit committee parties and within the approved powers.

2 personal guarantees regardless of kinship, without attaching proof of income

One guarantor provided that he is a public sector employee with a proven income. A military guarantor/private sector employee subject to guarantee may be accepted

The client's assessment according to CRIF must be medium risk or less, a second guarantor is added

Basic Paper work

Basic Paper work

Loan Application

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One file only.
50 MB limit.
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50 MB limit.
Allowed types: gif, jpg, jpeg, png, bmp, eps, tif, pict, psd, txt, rtf, html, odf, pdf, doc, docx, ppt, pptx, xls, xlsx, xml, avi, mov, mp3, mp4, ogg, wav, bz2, dmg, gz, jar, rar, sit, svg, tar, zip.
One file only.
50 MB limit.
Allowed types: gif, jpg, jpeg, png, bmp, eps, tif, pict, psd, txt, rtf, html, odf, pdf, doc, docx, ppt, pptx, xls, xlsx, xml, avi, mov, mp3, mp4, ogg, wav, bz2, dmg, gz, jar, rar, sit, svg, tar, zip.
One file only.
50 MB limit.
Allowed types: gif, jpg, jpeg, png, bmp, eps, tif, pict, psd, txt, rtf, html, odf, pdf, doc, docx, ppt, pptx, xls, xlsx, xml, avi, mov, mp3, mp4, ogg, wav, bz2, dmg, gz, jar, rar, sit, svg, tar, zip.
One file only.
50 MB limit.
Allowed types: gif, jpg, jpeg, png, bmp, eps, tif, pict, psd, txt, rtf, html, odf, pdf, doc, docx, ppt, pptx, xls, xlsx, xml, avi, mov, mp3, mp4, ogg, wav, bz2, dmg, gz, jar, rar, sit, svg, tar, zip.
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Calculate your monthly installment

0 JD

400 JD

1000 JD

0 Month

1 Month

0 Month

Note

  • The calculated monthly installment value is an approximate value for guidance purposes only and is not considered final.
  • The National Microfinance Bank has the right to change the financing value and the monthly installment according to its applicable policies.
  • It is subject to the product terms and conditions of the National Microfinance Bank
  • For more information, please contact the telephone service center at 0798777733  or at 062001010 or visit the nearest Branch to you.