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تغيير ألوان الموقع
خلفية صفراء ونص أسود
خلفية سوداء ونص أصفر
  • Target Audience:

Home business startups or to improve active small businesses and for home business owners or independent businesses without being registered as well as for poor families or education or health or home improvements or for purchases and for debt resolution or for reasons not listed but approved by the bank

 

* Business (A)

Loan Description

Traditional

Loan Size

1001-1999 JD

Payment Period

Max. 26 months

Application Fees

None

Cut

None

Disbursement Fees

1 JD for every monthly installment calculated from cheque issuance

Grace Period

None but if client asks for a grace period for the first installment the period interest is deducted from the cheque according to the fees applied: No days (from the date the cheque is issued till grace period)/360*Loan Amount*Interest Rate

Delay Fees

Reaching 0.003% daily from the amount of the installment and/or due installments for everyday of delay with a min. of 1 JD daily for everyday of delay in paying an installment or a portion of a due installment

Pricing

1.7% monthly

20.4% Annually

Source of Payment

Cash at designated banks or National Microfinance Bank branches or through mobile app. or e-fawateercom or by cheque or wire transfer

Warranties

Listed below:

 

1001-1300 JD

1301-1999 JD

  1. 2 guarantors
  2. Basic Paper work
  3. Proof of income for one of the guarantors (depending on the nature of the work and in accordance with the sponsorship policy).
  1. 2 guarantors
  2. Basic Paperwork
  3. Proof of income for guarantors
     (Depending on the nature of the work and in accordance with the guarantee policy).

* Business (B)

Loan Description

Traditional

Loan Size

2000-2999 JD

Loan Length

Max. 24 months

Application Fees

None

Deductions

None

Disbursement fees

2 JD for every monthly installment since cheque issuance

Grace Period

None but if client requests grace for first monthly repayment interest is deducted from the amount of the cheque according to grace amount

No of days(from cheque to grace period)/360*loan amount*interest rate

Delay Penalties

Reaching 0.003 daily from amount of installment and/or due repayments for everyday of delay with a min. 1JD daily for everyday or delay in paying an installment or a portion of an installment when due

Pricing

1.6% monthly

19.2 annually

Payment Methods

Cash at designated branches or national microfinance bank branches or mobile app. or e-fawateercom or by cheque or wire transfer

Warranties

Listed below:

  1. 2 Signatory with proof of income

Documentation

  1. Basic Paperwork
  2. Proof of income for guarantors
     (Depending on the nature of the work and in accordance with the guarantee policy).

 

* Business (C)

Loan Description

Traditional

Loan size

3000-3999JD

Loan Length

Max. 40 months

Application Fees

None

Deductions

None

Disbursement Fees

2 JD for every monthly repayment since cheque issuance

Grace Period

None unless requested by client for the first monthly installment to be deducted from cheque according to grace period fees

No of days (from cheque issuance to grace period) /360*loan amount*interest rate

Delay fees

Reaching 0.003 daily of repayment amount and/or due installments for everyday of delay with a min. 1JD daily for everyday of delay in paying installment or portion of an installment due

Pricing

1.5% monthly

18% annually

Payment methods

In cash at designated banks or national microfinance bank branches or through mobile app. or e-fawateercom or by cheque or wire transfer

Warranties

Listed below:

  1. 2 guarantors with proof of income
  2. Mortgage

Documentation

  1. Basic Paper work
  2. Proof of income for guarantors  (Depending on the nature of the work and in accordance with the guarantee policy)..

 

* Business (D)

Loan Description

Traditional

Loan Size

4000-5000 JD

Loan Length

Max. 40 months

Application Fees

None

Deductions

None

Disbursement Fees

2 JD for every monthly repayment from cheque issuance

Grace Period

None unless requested by client for the first monthly installment to be deducted from cheque amount according to grace period fees No of days(from cheque issuance to Grace Period)/360*Loan amount*Interest Rate

Delay Penalties

Reaching 0.003% daily of the repayment and/or repayments due for everyday of delay with a min. of 1JD daily for everyday of delay in paying an installment or a portion of an installment due

Pricing

1.4% monthly

16.8% annually

Payment Methods

In cash at designated banks and National Microfinance Branches or by mobile app. or e-fawateercom or by cheque or wire transfer

Warranties

listed below:

  1. 2 guarantors with proof of income
  2. Mortgage

Documentation

  • Basic Paperwork
  • Proof of income for guarantors