إمكانية وصول الأشخاص ذوي الإعاقة
- Target Audience:
Home business startups or to improve active small businesses and for home business owners or independent businesses without being registered as well as for poor families or health or home improvements or for purchases and for debt resolution or for reasons not listed but approved by the bank
* Business (A)
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Loan Description |
Traditional |
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Loan Size |
1001-1999 JD |
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Payment Period |
Max. 26 months |
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Application Fees |
None |
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Cut |
None |
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Disbursement Fees |
1 JD for every monthly installment calculated from cheque issuance |
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Grace Period |
None but if client asks for a grace period for the first installment the period interest is deducted from the cheque according to the fees applied: No days (from the date the cheque is issued till grace period)/360*Loan Amount*Interest Rate |
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|
Delay Fees |
Reaching 0.003% daily from the amount of the installment and/or due installments for everyday of delay with a min. of 1 JD daily for everyday of delay in paying an installment or a portion of a due installment |
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Pricing |
1.7% monthly 20.4% Annually |
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|
Source of Payment |
Cash at designated banks or National Microfinance Bank branches or through mobile app. or e-fawateercom or by cheque or wire transfer |
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Warranties |
Listed below:
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1001-1300 JD |
1301-1999 JD |
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* Business (B)
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Loan Description |
Traditional |
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Loan Size |
2000-2999 JD |
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Loan Length |
Max. 24 months |
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Application Fees |
None |
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Deductions |
None |
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Disbursement fees |
2 JD for every monthly installment since cheque issuance |
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Grace Period |
None but if client requests grace for first monthly repayment interest is deducted from the amount of the cheque according to grace amount No of days(from cheque to grace period)/360*loan amount*interest rate |
|
Delay Penalties |
Reaching 0.003 daily from amount of installment and/or due repayments for everyday of delay with a min. 1JD daily for everyday or delay in paying an installment or a portion of an installment when due |
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Pricing |
1.6% monthly 19.2 annually |
|
Payment Methods |
Cash at designated branches or national microfinance bank branches or mobile app. or e-fawateercom or by cheque or wire transfer |
|
Warranties |
Listed below:
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|
Documentation |
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* Business (C)
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Loan Description |
Traditional |
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Loan size |
3000-3999JD |
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Loan Length |
Max. 40 months |
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Application Fees |
None |
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Deductions |
None |
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Disbursement Fees |
2 JD for every monthly repayment since cheque issuance |
|
Grace Period |
None unless requested by client for the first monthly installment to be deducted from cheque according to grace period fees No of days (from cheque issuance to grace period) /360*loan amount*interest rate |
|
Delay fees |
Reaching 0.003 daily of repayment amount and/or due installments for everyday of delay with a min. 1JD daily for everyday of delay in paying installment or portion of an installment due |
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Pricing |
1.5% monthly 18% annually |
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Payment methods |
In cash at designated banks or national microfinance bank branches or through mobile app. or e-fawateercom or by cheque or wire transfer |
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Warranties |
Listed below: |
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|
|
Documentation |
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* Business (D)
|
Loan Description |
Traditional |
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Loan Size |
4000-5000 JD |
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Loan Length |
Max. 40 months |
|
Application Fees |
None |
|
Deductions |
None |
|
Disbursement Fees |
2 JD for every monthly repayment from cheque issuance |
|
Grace Period |
None unless requested by client for the first monthly installment to be deducted from cheque amount according to grace period fees No of days(from cheque issuance to Grace Period)/360*Loan amount*Interest Rate |
|
Delay Penalties |
Reaching 0.003% daily of the repayment and/or repayments due for everyday of delay with a min. of 1JD daily for everyday of delay in paying an installment or a portion of an installment due |
|
Pricing |
1.4% monthly 16.8% annually |
|
Payment Methods |
In cash at designated banks and National Microfinance Branches or by mobile app. or e-fawateercom or by cheque or wire transfer |
|
Warranties |
listed below: |
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|
Documentation |
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