إمكانية وصول الأشخاص ذوي الإعاقة
A Product designed for a group composed of two that split the loan amount between them to partner in businesses that are described as unifying and associative. The product targets Micro Business Owners that are usually home based and not in need of registration or complex procedures to establish.
The product is also offered as a tool to improve the clients’ living conditions, with a limit that is described in the following way:
- A Home Improvement Loan
- A Durable Goods Purchases Loan
- An Educational Loan
- A Healthcare Loan
- Settling debt such as car installments and registration or maintenance expenses
- For reasons not listed that are accepted by the bank
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Loan amounts |
300 - 2,000 JD |
Repayment Period |
|
300 - 699 JD |
15 months |
|
|
700 - 1,000 JD |
20 months |
|
| 1,000 - 2,000 JD | 24 months | |
|
Percentage of Administration Fees |
1.75%/month |
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|
Grace period Fees |
No. of days (grace period since check disbursal)/360*loan amount*interest% |
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Payment Date |
The 25th of each month |
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|
Grant Commission |
1JD from every monthly installment beginning from check disbursal. | |
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Penalties |
The percentage reaches 0.003 daily from the amount of the loan and/or due installments from each day of delay at a minimum of 1JD a day from every day of delay from paying an installment or part of an installment at the due date. |
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Age of client / guarantor |
18-65 years |
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Gender of client |
Male or Female |
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Added Value Services |
Compensation for loss of customer income during hospitalization. |
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Payment options |
NMB Branches |
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|
E-Fawateercom |
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Commercial Banks (Housing Bank & Jordan Kuwait Bank) |
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NMB Mobile App. |
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