إمكانية وصول الأشخاص ذوي الإعاقة

الذهاب الى صفحة فروعنا
تجاوز إلى المحتوى الرئيسي
تجاوز إلى القائمة الرئيسية
-A A +A
تغيير ألوان الموقع
خلفية صفراء ونص أسود
خلفية سوداء ونص أصفر

From a belief in excellent customer service and delivering new financial products that positively contribute towards improving the lives of clients the national microfinance bank designed a Green Loan product that lends clients towards the purchase of energy saving home appliances
 

* Target Audience:

  • Purchases of energy saving home appliances

Generally, the product is for all clients old and new no matter their income as long as they are interested in the solutions that this product offers. More specifically it is for clients that are served by commercial banks consequently the visit to the client has to be promoted as an additional service for the client.

Loan Description

Traditional

Loan Size

400-3000 JD

With the same length as National (A)+(B) and business (A)+(B) hence up to 3000JD the latter applies towards warranties as well

Loan Length

Loan Size (JD)

Max. (months)

400-599

18

600-1000

24

1001-1999

30

2000-3000

36

Application Fees

None (product is not subject to early payment policy)

Disbursement Fees

None

Deduction

None

Grace Period

None unless requested by client for first installment to be deducted from cheque amount according to Grace Period Fees

No of days (since cheque issuance to grace period)/360*Loan Amount*Interest Rate

Delay Penalties

Reaching 0.003% daily of repayment and/or repayments due for everyday of delay with a min. 1JD daily for everyday of delay in paying an installment or a portion of an installment due

Pricing

Interest rate: 0.5 Monthly

6% annually

Payment Methods

In cash at designated braches or national microfinance bank branches or through mobile app. or e-fawateercom or by cheque For collection fee (according to the credit recommendation)