إمكانية وصول الأشخاص ذوي الإعاقة
From a belief in excellent customer service and delivering new financial products that positively contribute towards improving the lives of clients the national microfinance bank designed a Green Loan product that lends clients towards the purchase of energy saving home appliances
* Target Audience:
- Purchases of energy saving home appliances
Generally, the product is for all clients old and new no matter their income as long as they are interested in the solutions that this product offers. More specifically it is for clients that are served by commercial banks consequently the visit to the client has to be promoted as an additional service for the client.
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Loan Description |
Traditional |
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Loan Size |
400-3000 JD |
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With the same length as National (A)+(B) and business (A)+(B) hence up to 3000JD the latter applies towards warranties as well |
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Loan Length |
Loan Size (JD) |
Max. (months) |
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400-599 |
18 |
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600-1000 |
24 |
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1001-1999 |
30 |
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2000-3000 |
36 |
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Application Fees |
None (product is not subject to early payment policy) |
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Disbursement Fees |
None |
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Deduction |
None |
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Grace Period |
None unless requested by client for first installment to be deducted from cheque amount according to Grace Period Fees No of days (since cheque issuance to grace period)/360*Loan Amount*Interest Rate |
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Delay Penalties |
Reaching 0.003% daily of repayment and/or repayments due for everyday of delay with a min. 1JD daily for everyday of delay in paying an installment or a portion of an installment due |
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Pricing |
Interest rate: 0.5 Monthly 6% annually |
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Payment Methods |
In cash at designated braches or national microfinance bank branches or through mobile app. or e-fawateercom or by cheque For collection fee (according to the credit recommendation) |
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