The National Microfinance Bank launched its app on smart phones which offers clients a bundle of electronic services with a variety of benefits. It allows clients to view the details of their loan with the National Microfinance Bank from anywhere and at any time in a secure manner and it offers other services as well. An agreement with Umniah makes benefiting from the service “Mahfazati” possible, which gives clients the ability to make electronic payments through the e-wallet on mobile phones.