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This product is currently not available

  • Target Audience:

    • Micro and small home or registered businesses whether startups or investments for approved new or returning clients. if the conditions of the grant apply to the customer and based on his desire

  • Designed for COVID-19 recovery and similar phenomenon to lessen the negative effects of such incidents

Target Audience

Micro and small home or independent business owners both registered or not as well as active clients

Loan Amount

Home Business

Registered Business

400-2000 JD

1001-3000 JD

Loan Description

Home taafi (A)

Home taafi (B)

Registered Recovery (A)

Registered Recovery (B)

Loan Limits

400-600 JD

601-1000 JD

1001-2000 JD

1001-2000 JD

2001-3000 JD

Repayment Period

15 months

20 months

24 months

24 months

30 months

Pricing

19.8% annually

1.65% monthly

19% annually

1.583% monthly

18.9% annually

1.575% monthly

18% annually

1.5% monthly

Grace Period

1-2 months

1-3 months

Business Capital

Credit History and Cash Flow inspection

35%-40% of business capital max. with revision after Credit History and Cash Flow inspection

DBR

55% calculated by dividing total repayment with income

Grace Period Fees

No of days (from money transfer date until grace period)/ 360 * loan amount * interest rate

Loan Disbursement

Only By e-wallet

Disbursement Fees

Loan Amount

Fees cut from cheque for every repayment beginning from cheque's issuing date

400-2000 JD

1 JD for every repayment

2001-3000 JD

2 JD for every repayment

Payment Method

Mobile app.

e-fawateercom

Banks (Housing Bank & Kuwait Bank)

Branches or Cheques or through collection Cheques

 

 

Warranties

Listed below:

400-500 JD

501-1000 JD

1001-1300 JD

1301-3000 JD

  1. guarantor to be from outside the family.
  2. Proof of Income For the guarantors if he is from within the family
  1. 2 guarantors Regardless of kinship
  2. Proof of Income For one of the guarantors or the customer for loans from 801-1000JD

 

  1. 2 guarantors Regardless of kinship
  2. Proof of Income of one of the guarantors, whether the client is new or returning.
  1. 2 guarantors Regardless of kinship
  2. Proof of Income for guarantors

Documentation

300-500 JD

501-1000 JD

1001-1300 JD

1301-3000 JD

+Basic paperwork to the client and the guarantor.

-Proof of Income for guarantor If it was a family member.

-Credit History

-Basic Paperwork for guarantors.

-Proof of Income for guarantors. (Depending on the nature of the work and in accordance with the guarantee policy).

-Credit History

-Basic Paperwork For the first guarantor and the second guarantor.

-Proof of Income of one of the guarantors (depending on the nature of the work and in accordance with the guarantee policy).

-License and Registration

-Credit History (the project budget and income statement, and that the value of working capital be clarified).

-Basic Paperwork For the first guarantor and the second guarantor.

-Proof of Income for guarantors (depending on the nature of the work and in accordance with the guarantee policy).

 

-License and Registration

-Credit History (the project budget and income statement, and that the value of working capital be clarified).