“Al Watani” reimburses clients instead of Hospital admission due to disease or trauma based on a doctor’s reference for a period of no less than 24 hours for an amount of 15JD a night and to a maximum of 12 nights a year. In addition “Al Watani” offers Life Insurance to help clients’ families deal with death and settling loans in cases of the death of the client or the husband of a female client God forbid.